Terms & Conditions

Your use of www.thrifty-seniors.com ("Website"), owned by Virtumundo, Inc. ("Company") is subject to the following Terms and Conditions. If you visit or use this Website, then you agree to these Terms and Conditions.

Use of Website Materials

All materials contained on this Website, including any text, graphics, trademarks, logos, service marks, and trade names, are proprietary to Company, which owns and operates this Website, or its third party affiliates. Applicable trademark and copyright laws protect these materials. Company hereby grants a limited license to users of this Website to display, copy, distribute, and download materials from this Website solely for personal, non-commercial uses of the services provided by this Website. Users are prohibited from displaying, modifying, copying, distributing, publishing, selling, licensing, creating derivative works from, or otherwise using any materials available on or through the Website for any commercial or public purposes without the express written permission of the owner of such materials, either Company or a third party affiliate.

Privacy and Security

We value the privacy and security of the information that you share with us. The Website Privacy Policy explains our information practices, choices you may make about how we collect, share, and use your information, and ways to contact us.

User Obligations

In using this Website, you agree to provide accurate, current, and complete information as requested by any forms on the Website.

Third Party Content

Please be aware that as a result of using this Website you could be directed to other websites by links displayed either through this Website or email communications from us. If you click on such links, you may be visiting a website that is not owned or operated by Company and over which Company has no control. For example, if you click on a banner advertisement, the click may take you to the website of a company that is not related to Company and over which Company has no control. This includes links to schools and related organizations like student lenders, scholarship providers, educational advisers, and test preparation companies. These other websites may collect data, solicit personal information, and generate cookies on your computer in a manner different from our website. These other websites may also contain information that you may find inappropriate or offensive. Company shall not be responsible for the content or availability of information found on any website owned by a third party that may be linked to this website or to email communications by a hyperlink, whether such hyperlink is provided by Company or by a third party. By providing access to third party websites or advertisements, Company is not endorsing the products or services provided by the owner or operator of such websites. Consequently, we will not be liable or responsible for the accuracy, relevancy, reliability, copyright compliance, legality, or decency of material contained in third party websites linked to this website. We cannot ensure that you will be satisfied with any products or services you purchase from a third party website or advertising link. We do not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you hereby irrevocably waive any claim against us with respect to the products, services, and content provided by third parties, including without limitation to third party websites accessible by links from this Website or email communications sent by us.


This Website utilizes YouTube’s API Services and by utilizing this Website you agree to be bound to the YouTube Terms of Service (https://www.youtube.com/t/terms) and Google Privacy Policy (https://www.google.com/policies/privacy).

Disclaimer

THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS, OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTY OF SATISFACTORY QUALITY, PERFORMANCE, INFORMATIONAL CONTENT, ACCURACY, RELIABILITY, AND SYSTEM INTEGRATION. COMPANY SPECIFICALLY DISCLAIMS ANY WARRANTY (A) THAT THE SERVICE, FUNCTION, OR MATERIALS OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; (B) THAT DEFECTS WILL BE CORRECTED; (C) THAT THE SECURITY METHODS EMPLOYED WILL BE REASONABLE UNDER EXISTING INDUSTRY STANDARDS; OR (D) THAT THIS WEBSITE OR THE SERVERS THAT MAKE SUCH SERVICES, MATERIALS, AND FUNCTIONS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. USERS ASSUME THE ENTIRE COST OF ALL NECESSARY MAINTENANCE, SERVICING, REPAIR, OR CORRECTION TO THE EQUIPMENT AND SOFTWARE USED TO ACCESS THIS WEBSITE.

Indemnification

You hereby indemnify, defend and hold Company and our affiliates, officers, directors, owners, agents, information providers, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liabilities and costs (including reasonable attorneys' fees) incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms and Conditions (or claims arising from your account). You agree to use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Limitation of Liability

COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, OR ANY OTHER LEGAL THEORY, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY MATTER RELATING TO THE USE OF, OR THE INABILITY TO USE, THE WEBSITE OR ITS MATERIALS OR FUNCTIONS.

Changes to Website Use Terms and Conditions

We reserve the right to change these Terms and Conditions at any time, at our discretion. Your use of this Website after any change to these Terms and Conditions constitutes your assent to such change(s).

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Kansas, without giving effect to any principles of conflicts of law. The courts of the State of Kansas and the federal courts situated in the State of Kansas shall have exclusive jurisdiction in connection with any action arising out of or relating to these Terms and Conditions or the use of this Website.

Severability

If any provision of these Terms and Conditions shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions of these Terms and Conditions.

Contact Us

Please contact us with any questions about these Website Use Terms and Conditions :

Virtumundo, Inc.
11184 Antioch
Suite 412
Overland Park KS 66210
888-506-1215

Notice and Procedure for Making Claims of Copyright Infringement

If you believe that your work has been copied in a way that constitutes copyright infringement, then please give Company's Copyright Agent the following written information:

An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
A description of the copyrighted work that you claim has been infringed;
A description of where the material that you claim is infringing is located on the site, including the specific U.R.L.;
Your address, telephone number, and e-mail address;
Your statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
Notifications of claimed copyright infringement must be sent to a designated agent. You may contact Company's Copyright Agent for notice of claims of copyright infringement on www.thrifty-seniors.com at:

Copyright Agent
Virtumundo, Inc.
11184 Antioch
Suite 412
Overland Park KS 66210
phone: 888-506-1215
e-mail: notices@thrifty-seniors.com