Privacy Policy

Effective as of 10/1/2011

Privacy Policy of www.thrifty-seniors.com ("Site") owned by Virtumundo, Inc. ("Company").

Please note that our Privacy Policy may change from time to time. Changes to the Privacy Policy will be posted on this website and the effective date will be modified to reflect the most recent version. This will be the only notice of any changes made to the Privacy Policy.

We want you to know how the data, including, personally identifiable information (PII), it collects or obtains is used. Accordingly, the data collection, acquisition, use and dissemination practices of Company are discussed in this policy. This policy applies to data collected (a) on our websites ("Websites"), (b) on third party websites or (c) otherwise.

Information You Give Us:

We collect PII and/or other data from individuals when you voluntarily enter one of our websites and complete a survey, order form or registration page, either online or offline. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features or be eligible to receive special offers. The information that you are asked to provide may include, but is not limited to, your name, postal address, email address, street address, zip code, telephone number(s), birth date, gender, salary range, education, marital status, occupation, employment status, personal and online interests as well as other information that may be requested from time to time. We may also collect information, including, but limited to, your web browser and your Internet Protocol (IP) address.

Information From Third Parties:

We may also have access to your PII and/or other data when you provide it to a third party, and we subsequently purchase, license or otherwise acquire it from such third parties. In such cases, this Privacy Policy will be applicable.

Other Information Provided To Us:

Other times that we may obtain PII and/or other data from you include (1) when you make a claim for an offer or seek to redeem an offer by us or a third party, (2) when you request assistance through our customer service department, or (3) when you voluntarily subscribe to a service or newsletter provided by us or a third party. We may also receive information about you from a third party or from other sources including information located in public databases.

What We Do With The Information That We Obtain:

We may use and/or share the information that we collect and/or obtain in any manner in our sole discretion.

Also, we use individual information to provide promotional offers to you. The promotional offers may be made to you by us and/or unrelated and/or unaffiliated third parties by means of email advertising, telephone marketing, postal mail, and/or by any other means of communication. By registering at this Website, or other third party web sites as described herein, you agree that such act constitutes and inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR Section 310 et seq.), as amended from time to time ("ATSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, we reserved the right to contact you via telemarketing in accordance with ATSR.

Cookies:

A cookie is a small file that is placed on your hard drive that enables us to analyze our web page effectiveness and identify you with the corresponding data that we have in our database. Company reserves the right to retain cookie data indefinitely.

Web Beacons:

Web pages may contain electronic images (called a "single-pixel GIF" or "web beacon") that allow a web site to count users who have visited that page or to access certain cookies. We use web beacons to track the effectiveness of a promotional campaign and to transfer an individual's unique user identification (often in the form of a cookie) and associate your updated information into our database. Our practice is to include web beacons in HTML-formatted email messages (messages that include graphics) that we send directly or through third parties in order to determine, among many other items, which email messages were opened and to note whether a message was acted upon. In general, any electronic image viewed as part of a web page, including an ad banner, can act as a web beacon. Company reserves the right to retain Web Beacon data indefinitely.

New Technology:

Since the use of new technology including cookies, web beacons, and other technology is rapidly evolving, as is our use of new and evolving technology, we may change or use additional or new technology from time to time. You are encouraged to visit this page for any updates or sign up for the automatic email notification of Privacy Policy changes as described herein.

No Information Collected from Minors:

MINORS UNDER THE AGE OF 18 SHOULD NOT PROVIDE ANY PII AND/OR OTHER INFORMATION, INCLUDING THEIR EMAIL ADDRESS, TO COMPANY. COMPANY ALSO DOES NOT KNOWIINGLY ACCEPT PII AND/OR OTHER DATA FROM ANY USERS OF ITS WEBSITES AND/OR ANY THIRD PARTIES.

Sharing of Information:

We may sell, transfer, or share any information that is collected by or provided to us at any time in our sole discretion.

How to Unsubscribe:

If you wish to unsubscribe from a particular offer, you will need to follow the instructions that are at the end of each email message. If you wish to unsubscribe from all of our offers, you must visit and follow the instructions provided at https://www.virtumundo.com/unsub.php.

Practices of Third Parties:

We cannot control, and are not responsible, for any third party's use of cookies, web beacons or other technology to collect information about an individual.

This Website utilizes YouTube’s API Services and by utilizing this Website you agree to be bound to the YouTube Terms of Service (https://www.youtube.com/t/terms) and Google Privacy Policy (https://www.google.com/policies/privacy).

California Privacy Rights:

California Civil Code Section 1798.83 enables California residents who have provided PII to Company, and/or to a third party who has then shared such information with Company, to request information regarding Company's disclosure of such PII information to third parties. Within thirty days of receipt of such a request, Company will provide a list of the PII disclosed to third parties for the past calendar year, along with the names and addresses of such third parties. This request may not be made more than once per calendar year. Should you wish to exercise your rights under this Section, please use the postal address listed below. Company reserves the right not to honor and/or respond to such requests that are not sent to the address below.

More Information:

If you have questions about this Privacy Policy, please contact us at:
privacy@virtumundo.com or 888-506-1215 or
Virtumundo, Inc.
Att: Privacy Officer
11184 Antioch
Suite 412
Overland Park KS 66210